Over the past 15 years have seen continuing pension reforms, aimed mainly to cash, now extending the retirement age retirement hours lowering coefficients. However, what has always been missing is the will to give a more equitable pension system. Believe that all workers are equal is clearly a glaring error that does not take account of the abyss of difference in quality of life, expectations and risk of leaving the skin between different jobs.
To realize the actual difference that exists between a builder and an accountant, one need only look at the insurance premiums of life insurance policies and then to the market. All things being equal in age, sex, and pay the cost that a worker has to pay is higher than that of an accountant who holds a sign that the insurance market in mind as the expectations of life are different. Different life expectancy, means having different quality of life in the physical and mental. Think of a limit in the civil service and the place into a private company with fewer than 15 employees (90% of Italian). In the first case guarantee of a job for the entire working life is almost complete in the second would take a crisis to get you into the world of unemployment or at least art.18 and just causes that are optional absent. Furthermore, I challenge to find entrepreneurs who take a sixty to work in his own firm, rather than windows of buildings.
policy from one party should bear the imprint of the reforms, while taking into account the financial aspect, in a more fair by using existing tools like the private insurance market, other workers should create a social contract accept a different pension system that takes into account the real differences work.
Antonio Di Gilio
Adelaide (BA)
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